Cookie Policy

Section 1 heading: Legal Disclaimer The Cookie Policy below represents the actual cookie practices of Malaga One Point. It has been prepared in accordance with the General Data Protection Regulation (GDPR), the Spanish Organic Law on Data Protection (LOPDGDD 3/2018) and the Spanish Information Society Services Law (LSSICE 34/2002). We recommend that you read this policy carefully. If you have any questions, contact us at office@creditinspain.com before using our website. --- Section 2 heading: Cookie Policy — The Basics This Cookie Policy explains how Malaga One Point uses cookies and similar technologies on its website, why we use them, and how you can manage your preferences. Malaga One Point is a lead generation and general information service for international buyers interested in property in Spain. We are not a bank, lender, mortgage intermediary, financial adviser, legal adviser or tax adviser. This policy applies to: Our website: www.malagaonepoint.com Contact: office@creditinspain.com Last updated: June 2026 --- Section 3 heading: What Are Cookies A cookie is a small text file that is stored on your device — computer, tablet or mobile phone — when you visit a website. Cookies allow the website to recognise your device on future visits and remember certain information about your browsing, such as your language preference or whether you have previously accepted our cookie policy. Cookies do not give us access to your device and do not collect any information beyond what you choose to share with us. You can find more general information about cookies at: www.allaboutcookies.org www.youronlinechoices.com --- Section 4 heading: What Cookies We Use We use a limited number of cookies on our website. Below is a full description of each type: Technical cookies — No consent required These cookies are strictly necessary for the website to function correctly. They enable basic features such as page navigation and access to secure areas of the site. The website cannot function properly without these cookies. They are installed automatically and do not require your consent under applicable law. Retention: session or up to 12 months. Analytical cookies — Consent required These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously. This allows us to improve the structure and content of our site. Provider: Google Analytics (Google LLC, USA) Privacy policy: policies.google.com/privacy Retention: up to 24 months. We do not use advertising cookies, behavioural tracking cookies or any cookies that build a profile of your browsing habits for commercial purposes. --- Section 5 heading: Why We Use Cookies We use cookies for the following purposes: Website operation Technical cookies ensure that the website loads correctly and that basic functions work as expected during your visit. Website improvement Analytical cookies help us identify which pages are visited most frequently, how long visitors stay and where they come from. This information is used in aggregate form only and is never linked to your personal identity without your consent. We do not use cookies to show you targeted advertising, to track you across other websites or to build a commercial profile of your behaviour. --- Section 6 heading: How We Share Cookie Data Data collected through analytical cookies is processed by Google LLC on our behalf as a data processor, under our instructions and in accordance with GDPR. Google LLC — Google Analytics Privacy policy: policies.google.com/privacy Google LLC is based in the United States. Data transfers are carried out under Standard Contractual Clauses approved by the European Commission (Art. 46 GDPR), ensuring your data receives the same level of protection as within the European Economic Area. We do not sell or share cookie data with any third party for advertising or marketing purposes. --- Section 7 heading: How to Manage Your Consent When you first visit our website, a cookie banner will appear. You can choose to: Accept all cookies Both technical and analytical cookies will be active. Reject non-essential cookies Only technical cookies will be active. Analytical cookies will not be installed. You can change your preferences at any time by clearing your cookies and revisiting our website, or by adjusting your browser settings as described below. --- Section 8 heading: How to Manage Cookies in Your Browser You can control and delete cookies directly through your browser settings. Below are links to the instructions for the most common browsers: Google Chrome support.google.com/chrome/answer/95647 Safari support.apple.com/en-gb/guide/safari/sfri11471/mac Mozilla Firefox support.mozilla.org/en-US/kb/cookies-information-websites-store Microsoft Edge support.microsoft.com/en-us/microsoft-edge/delete-cookies Opera help.opera.com/en/latest/web-preferences/#cookies Please note that disabling or deleting cookies may affect the functionality of this website and other websites you visit. --- Section 9 heading: International Transfers Google Analytics may process data outside the European Economic Area (EEA), specifically in the United States. Google LLC applies adequate safeguards under GDPR, including Standard Contractual Clauses approved by the European Commission. This ensures that your data is protected to the same standard as within the EEA. For more information about how Google processes data: policies.google.com/privacy --- Section 10 heading: Your Rights In relation to data collected through cookies, you have the following rights under GDPR and Spanish law (LOPDGDD 3/2018): Right of access You may request information about what data has been collected about you through cookies. Right to erasure You may request deletion of any personal data collected through cookies. Right to withdraw consent You may withdraw your consent to analytical cookies at any time by adjusting your browser settings or contacting us. This does not affect the lawfulness of processing carried out before withdrawal. Right to lodge a complaint If you believe your rights have not been respected, you may contact the Spanish Data Protection Agency: Agencia Española de Protección de Datos (AEPD) www.aepd.es How to exercise your rights Send an email to: office@creditinspain.com Please state the right you wish to exercise and include your identifying details. We will respond within 30 days as required by GDPR. --- Section 11 heading: Updates to This Policy Malaga One Point may update this Cookie Policy at any time to reflect changes in the cookies we use, our technology providers or applicable law. The current version is always the one published on this page, identified by the date of the last update shown at the top of this policy. We recommend checking this page periodically. If you have any questions about our use of cookies, please contact us at: office@creditinspain.com www.malagaonepoint.com