Terms and Conditions
Legal Disclaimer
The Terms and Conditions below govern your use of the Malaga One Point website and contact forms. By accessing our website or completing our forms, you agree to these terms in their current version.
These terms have been prepared in accordance with applicable Spanish and European Union law. If you have any questions, contact us at office@creditinspain.com before using our website or services.
Terms and Conditions — The Basics
These Terms and Conditions explain the rules that apply when you use the Malaga One Point website and contact forms, what our service includes, what it does not include, and what responsibilities you and Malaga One Point each have.
Malaga One Point is a lead generation and general information service for international buyers interested in property in Spain. We are not a bank, lender, registered mortgage credit intermediary, financial adviser, legal adviser, tax adviser or insurance agent.
Nothing on this website, in our forms or in our communications constitutes financial, mortgage, legal or investment advice of any kind.
This policy applies to:
Our website: www.malagaonepoint.com
Contact: office@creditinspain.com
Last updated: June 2026
About Our Service
Malaga One Point provides the following:
General information service
We provide general information about the Spanish property purchase process for international and non-resident buyers. This information is strictly general and informational. It is not tailored to your individual circumstances and must not be relied upon as professional advice of any kind.
Contact introduction service
We operate a contact form through which you can submit your details and, at your own explicit request, be put in touch with an independent licensed professional in Spain.
Our service does not include:
Assessment of mortgage eligibility or financial solvency.
Recommendation or comparison of financial products or lenders.
Any activity regulated under Ley 5/2019 or Directiva 2014/17/UE.
Legal, tax or investment advice of any kind.
Free Service
This service is completely free of charge for you.
Our business model does not depend on any commission, fee or payment linked to the outcome of your financial or property process.
If you are introduced to an independent licensed professional, any fees or charges related to their services are entirely separate from and independent of Malaga One Point.
No Commitment
Submitting our forms and receiving our communications does not create any obligation, contract or financial commitment between you and Malaga One Point or any third party.
You are free to stop using our service at any time without any consequence.
No Financial Advice
All information provided by Malaga One Point through its website, forms and communications is strictly general and for informational purposes only.
It is not tailored to your individual financial situation, needs or objectives. It does not constitute and must not be relied upon as financial, mortgage, legal, tax or investment advice.
You should always seek independent qualified professional advice before making any financial or property decision.
Malaga One Point accepts no responsibility for any decision you make based on information obtained through our service.
Third Party Professionals
If you request to be put in touch with an independent licensed professional, the following applies:
Independent relationship
Any relationship, agreement, contract or transaction between you and that professional is entirely independent of Malaga One Point.
No responsibility
Malaga One Point is not a party to any such relationship and accepts no responsibility for the advice, services, products, conduct or decisions of any third party professional or financial institution.
Your responsibility
You are responsible for independently verifying the credentials and suitability of any professional you engage with.
Accuracy of Information
You agree to provide truthful, accurate and up-to-date information when completing our forms.
Malaga One Point accepts no responsibility for any consequence resulting from inaccurate, incomplete or misleading information provided by you.
Limitation of Liability
Malaga One Point shall not be liable for:
Decisions based on our information
Any decision you make based on information obtained through our website, forms or communications.
Financial outcomes
Any terms, conditions or outcomes related to financial products, mortgage offers or property transactions.
Third party conduct
Any act, omission, advice or failure of any third party professional or financial institution.
Technical issues
Any technical interruption, error or unavailability of our website or forms.
In any case, Malaga One Point's maximum liability shall be limited to the extent permitted by applicable law.
Age Requirement
Our service is not intended for persons under 18 years of age.
By using our website and completing our forms, you confirm that you are at least 18 years of age.
Intellectual Property
All content published on the Malaga One Point website, including text, images, logos and structure, is protected by intellectual property rights.
No content may be reproduced, distributed, modified or used for any purpose without the express written authorisation of Malaga One Point.
Data Protection
Your personal data is collected and processed in accordance with our Privacy Policy, available at:
www.malagaonepoint.com/privacy-policy
By completing our forms, you confirm that you have read and understood our Privacy Policy.
Governing Law and Modifications
Governing law
These Terms and Conditions are governed by Spanish and European Union law. Any disputes shall be subject to the jurisdiction of the competent Spanish courts.
In order to comply with pre-litigation requirements, any claim shall first be addressed through direct negotiation between the parties by contacting us at: office@creditinspain.com
Modifications
Malaga One Point reserves the right to modify these Terms and Conditions at any time. The current version is always the one published on this page with the date of last update shown at the top.
Continued use of the website after any modification constitutes acceptance of the updated Terms and Conditions.
If you have any questions about these Terms and Conditions, please contact us at: